Welcome to Consumer Credit Counseling Service of Western Pennsylvania (CCCS of Western PA). Our agency has changed its name to Advantage Credit Counseling Service, Inc. (Advantage CCS).

We are still the same reputable non-profit credit counseling agency that has been helping people with their debts since 1968. We’ve just undergone a name change and we also have a new website at www.advantageccs.org.

CCCS of Western PA is passionate about educating consumers regarding wise money tand the responsible use of credit. The agency educates and assists thousands of consumers each year with free credit counseling, an excellent debt management program, and various community education programs. Our Agency also provides Pre-Filing Bankruptcy Counseling and Pre-Discharge Bankruptcy Education classes in compliance with the bankruptcy code and we are able to issue certificates for both of those services.

The agency has been deemed a certified housing counseling agency by the U.S. Department of Housing and Urban Development (HUD), and is approved by the Pennsylvania Housing Finance Agency to conduct non-profit housing counseling under its Homeowner's Emergency Mortgage Assistance Program.

Consumer Credit Counseling Service of Western Pennsylvania is a long time member of the National Foundation for Credit Counseling (NFCC), the umbrella association for over 88 local non-profit CCCS agencies nationwide. We are also a proud member of the Better Business Bureau of Western PA and the agency is accredited by the Council on Accreditation (COA).

There are many reasons why you should choose CCCS of Western PA! Here are Just a few:

  • Credit Counseling is 100% free and completely confidential.
  • Work with certified and trained credit counselors.
  • Consolidate unsecured debt into one affordable monthly payment.
  • Stop harassing phone calls from your creditors.
  • Save thousands of dollars in interest payments in the long run.
  • Improve your overall credit rating when finished with the program.
  • Free budget and debt management information.
  • Payoff credit card debt and all of your unsecured debt.
  • Eliminate late fees, over-the-limit fees, and penalties.

Take control of your debt today.

With over 44 years of non-profit credit counseling experience, we have helped well over 400,000 consumers become debt free! We may have changed our name, but our outstanding customer service, great reputation, and exceptional standing in the credit counseling industry have stayed the same since 1968!